Latest Articles from Trusti Lending

Check out the latest blog posts from Trusti Lending

Featured Articles

Image for Proven Tips to Plan Your First Home Purchase in Melbourne

9th September 2026

Proven Tips to Plan Your First Home Purchase in Melbourne

Self-employed buyers need tailored income assessment strategies and planning that starts months before contract, not at settlement.

Image for Top tips to secure a home loan for more outdoor space

7th September 2026

Top tips to secure a home loan for more outdoor space

Moving to a property with a larger yard or outdoor area requires careful planning around deposit, borrowing capacity and loan structure.

Image for Vacant Land Loans: What You Need to Know

3rd September 2026

Vacant Land Loans: What You Need to Know

Purchasing vacant land in Ferntree Gully requires a different loan structure and deposit compared to buying an established home.

Image for Everything You Need to Know About Fixed Investment Loans

1st September 2026

Everything You Need to Know About Fixed Investment Loans

Understanding fixed rate investment loans, extra repayments, and how legislative changes affect property investors in Canterbury looking to build wealth through residential property.

First Home Buyers

Image for Proven Tips to Plan Your First Home Purchase in Melbourne

9th September 2026

Proven Tips to Plan Your First Home Purchase in Melbourne

Self-employed buyers need tailored income assessment strategies and planning that starts months before contract, not at settlement.

Image for Top tips to inspect property as a first home buyer

6th August 2026

Top tips to inspect property as a first home buyer

How Camberwell buyers can spot structural issues, assess build quality, and avoid costly surprises before settlement on their first property purchase.

Image for Why First Time Buyers in Wantirna Should Start Early

4th August 2026

Why First Time Buyers in Wantirna Should Start Early

How understanding your eligibility, deposit options, and local market conditions positions you to act when the right property appears in Wantirna.

Image for Avoid These 7 Mistakes When Buying a Semi-Detached House

6th July 2026

Avoid These 7 Mistakes When Buying a Semi-Detached House

Victorian tradies entering the property market face unique challenges when purchasing a semi-detached home, from deposit planning to lender policy quirks.

Image for Top Strategies to Access First Home Buyer Support in Victoria

2nd July 2026

Top Strategies to Access First Home Buyer Support in Victoria

Self-employed Victorians can access multiple state and federal schemes to reduce deposit and upfront costs when buying their first home.

Image for The Pros and Cons of Buying a Duplex as a First Home

29th May 2026

The Pros and Cons of Buying a Duplex as a First Home

What first home buyers in Ringwood need to know about finance options, stamp duty savings, and loan structures when purchasing a duplex property.

Home Loans

Image for Top tips to secure a home loan for more outdoor space

7th September 2026

Top tips to secure a home loan for more outdoor space

Moving to a property with a larger yard or outdoor area requires careful planning around deposit, borrowing capacity and loan structure.

Image for Vacant Land Loans: What You Need to Know

3rd September 2026

Vacant Land Loans: What You Need to Know

Purchasing vacant land in Ferntree Gully requires a different loan structure and deposit compared to buying an established home.

Image for Everything you need to know about Home Loans for Duplexes

19th August 2026

Everything you need to know about Home Loans for Duplexes

Understanding how lenders assess duplex purchases in Wantirna and what loan features work when you're buying dual-occupancy property

Image for Everything You Need to Know About Lenders Mortgage Insurance

11th August 2026

Everything You Need to Know About Lenders Mortgage Insurance

Understanding when LMI applies, how it's calculated, and whether it makes sense to pay it or wait for Croydon buyers.

Image for The Variable Rate Loan at Different Stages of Life

27th July 2026

The Variable Rate Loan at Different Stages of Life

How variable home loan products adapt to your circumstances from first purchase through investment and retirement in Ringwood and beyond.

Image for How Interest Rates Impact Your Borrowing Capacity

16th June 2026

How Interest Rates Impact Your Borrowing Capacity

Understanding the relationship between interest rate movements and how much you can borrow helps Canterbury residents make informed decisions about home loan applications.

Image for Top Strategies to Prepare for Home Loan Settlement

8th June 2026

Top Strategies to Prepare for Home Loan Settlement

What happens between pre-approval and collecting your keys, and how to make sure your home loan settles on time in Camberwell

Image for Unlock the secrets to buying a home in a school zone

29th May 2026

Unlock the secrets to buying a home in a school zone

How to structure finance when your budget needs to stretch further to secure a property in a Victorian school catchment

Image for Variable Rate Loans: Fees and Costs You Need to Know

29th May 2026

Variable Rate Loans: Fees and Costs You Need to Know

Understanding the full cost structure of variable rate home loans helps you compare products accurately and avoid unexpected charges during the life of your loan.

Investment Loans

Image for Everything You Need to Know About Fixed Investment Loans

1st September 2026

Everything You Need to Know About Fixed Investment Loans

Understanding fixed rate investment loans, extra repayments, and how legislative changes affect property investors in Canterbury looking to build wealth through residential property.

Image for Do You Know When to Buy an Investment Property?

23rd July 2026

Do You Know When to Buy an Investment Property?

Timing matters more than market conditions when you are self-employed, especially with new negative gearing and capital gains rules arriving in 2027.

Image for Do you know how borrowing in a company name works?

9th July 2026

Do you know how borrowing in a company name works?

Company structures can unlock different lending options for property investors, but lenders assess the application differently to personal borrowing.

Image for Understanding the Basics of Property Investment Goals

22nd June 2026

Understanding the Basics of Property Investment Goals

How tradies in Victoria can align their investment loan strategy with clear financial outcomes and build a property portfolio that works.

Image for How to Select Investment Property in Melbourne

3rd June 2026

How to Select Investment Property in Melbourne

A practical guide for self-employed buyers evaluating property selection, loan structures, and the tax changes affecting residential investors from July 2027.

Image for When to Choose a Variable Rate Investment Loan

29th May 2026

When to Choose a Variable Rate Investment Loan

Understanding how variable rate structures work for Scoresby investors and when flexibility outweighs the certainty of a fixed term.

Image for The Pros and Cons of Investment Loan Comparison

29th May 2026

The Pros and Cons of Investment Loan Comparison

What Camberwell property investors need to consider when comparing loan products, interest rates, and features across Australian lenders.

Refinancing

Image for Proven Tips to Refinance Multiple Properties

27th August 2026

Proven Tips to Refinance Multiple Properties

How Mulgrave property investors can review their portfolio, access lower rates, and consolidate their loan structure across several holdings.

Image for Proven Tips to Refinance and Access Equity for Renovations

17th August 2026

Proven Tips to Refinance and Access Equity for Renovations

How self-employed homeowners in Victoria can refinance to unlock property equity and fund renovation projects without disrupting cash flow.

Image for Why Refinancing Costs Matter for Scoresby Residents

13th August 2026

Why Refinancing Costs Matter for Scoresby Residents

Understanding the upfront and hidden expenses of switching your home loan so you can calculate whether refinancing will actually save you money.

Image for Do You Know What Happens at Refinance Settlement?

14th July 2026

Do You Know What Happens at Refinance Settlement?

The refinance settlement process involves specific steps and timing that affect when your old loan ends and your new one begins.

Commercial Property Finance

Image for Beginner's Guide to Buying Distressed Commercial Property

24th August 2026

Beginner's Guide to Buying Distressed Commercial Property

How self-employed buyers in Melbourne can access commercial finance for distressed assets and structure deals that work for lenders and cashflow

Image for Do you know how retail property finance actually works?

25th June 2026

Do you know how retail property finance actually works?

What Scoresby business owners need to understand about purchasing retail property, from deposit structure to tenant lease requirements and cashflow assessment.

Debt Recycling

Image for Avoid These Debt Recycling Mistakes with Home Equity

29th July 2026

Avoid These Debt Recycling Mistakes with Home Equity

Using home equity to convert non-deductible debt into tax-deductible investment loans requires careful structure and compliant execution to work properly.

Image for How to Use Rising Property Values for Debt Recycling

30th June 2026

How to Use Rising Property Values for Debt Recycling

When your home increases in value, that equity can be restructured to build wealth through investment while maintaining tax efficiency and cashflow.

Image for The Ins and Outs of Debt Recycling

1st June 2026

The Ins and Outs of Debt Recycling

A plain-English guide to converting your mortgage into tax-deductible debt through property investment, including how it works and what to watch out for.

Construction Loans

Image for Smart ways to approach construction loan approval

21st July 2026

Smart ways to approach construction loan approval

What self-employed applicants in Victoria need to demonstrate when applying for construction finance, and how lenders assess building project risk.

Image for Why Construction Loan Fees Matter When Building

16th July 2026

Why Construction Loan Fees Matter When Building

Understanding the progressive fees, inspection costs, and lender charges that apply when financing a knock-down rebuild or custom home in Canterbury.

Image for How to Finance a Multi-Unit Development Site

18th June 2026

How to Finance a Multi-Unit Development Site

What you need to know about construction finance for multi-unit development sites in Croydon, from application to progressive drawdown.

Image for How to Finance an Extension with a Construction Loan

11th June 2026

How to Finance an Extension with a Construction Loan

A guide for Scoresby residents on using construction finance to fund a home extension, from application through to progressive drawdown and completion.

Asset Finance

Image for Top Strategies to Budget for Asset Finance

27th May 2026

Top Strategies to Budget for Asset Finance

How Scoresby businesses can structure equipment purchases to manage cashflow, preserve working capital, and align repayments with operational capacity.

Recent Articles

Image for Proven Tips to Fund Staff Growth with Business Loans

25th May 2026

Proven Tips to Fund Staff Growth with Business Loans

How Glen Waverley businesses can use structured lending to hire additional staff without compromising cash flow or operational stability.

Image for Unlock the secrets to construction loan structures

22nd May 2026

Unlock the secrets to construction loan structures

Understanding progressive drawdown, contract types, and payment schedules before you build in Ringwood or surrounding suburbs

Image for Top tips to finance trucks for your Camberwell business

18th May 2026

Top tips to finance trucks for your Camberwell business

Understand how chattel mortgages, hire purchase agreements, and finance leases work when purchasing commercial trucks through asset finance structures.

Image for Warehouse Equipment Finance in Victoria: What to Know

14th May 2026

Warehouse Equipment Finance in Victoria: What to Know

How Victorian warehouse operators can access commercial equipment finance to purchase forklifts, material handling systems, and automation technology without upfront capital.

Image for How Income and Employment Affect Your Home Loan Application

11th May 2026

How Income and Employment Affect Your Home Loan Application

Understanding what lenders assess when reviewing your income helps you position your home loan application for approval in Ferntree Gully's property market.

Image for Business Loans for Equipment: What Scoresby Firms Need

7th May 2026

Business Loans for Equipment: What Scoresby Firms Need

How manufacturing and industrial businesses in Scoresby can structure equipment finance to preserve working capital and support operational growth.

Image for Medical Equipment Finance for Glen Waverley Practices

4th May 2026

Medical Equipment Finance for Glen Waverley Practices

How medical professionals in Glen Waverley can acquire essential diagnostic and treatment equipment while managing cashflow and accessing immediate tax benefits.

Image for The right way to fund your commercial fitout

29th April 2026

The right way to fund your commercial fitout

How asset finance structures let Victorian business owners manage cashflow, claim tax benefits, and upgrade equipment without tying up working capital.

Image for How to approach the home loan pre-approval process

27th April 2026

How to approach the home loan pre-approval process

Understanding conditional approval and getting your application right means you can make offers with confidence in Camberwell's property market.

Image for How Commercial Loans Work for Buying a Car Dealership

23rd April 2026

How Commercial Loans Work for Buying a Car Dealership

Acquiring a car dealership in Ringwood requires structured finance that accounts for property, inventory, and working capital in a single facility.

Image for Variable Rate Home Loans for First Home Buyers in Ferntree Gully

20th April 2026

Variable Rate Home Loans for First Home Buyers in Ferntree Gully

Understanding how variable rate loans work helps first home buyers in Ferntree Gully match their loan structure to their repayment capacity and financial goals.

Image for Commercial Property Valuations and Your Loan Outcome

15th April 2026

Commercial Property Valuations and Your Loan Outcome

Understanding how valuers assess commercial assets in Glen Waverley can determine whether your financing proceeds or stalls before settlement.

Image for How to Secure Construction Loan Approval in Victoria

13th April 2026

How to Secure Construction Loan Approval in Victoria

Understanding the construction loan application process and requirements to finance your dream home build in Victoria, Australia.

Image for Fast Approval Equipment Funding: Top Tips for Businesses

9th April 2026

Fast Approval Equipment Funding: Top Tips for Businesses

Discover how fast approval equipment funding can help your Camberwell business acquire essential assets while maintaining healthy cash flow and operational efficiency.

Image for Why Should You Understand Equipment Finance Approvals?

6th April 2026

Why Should You Understand Equipment Finance Approvals?

Discover how equipment finance approval processes work and what Scoresby businesses need to know when investing in machinery and technology.

Image for When to Apply for a Business Loan: A Complete Guide

1st April 2026

When to Apply for a Business Loan: A Complete Guide

Understanding the business loan application process helps Ferntree Gully entrepreneurs secure funding efficiently and supports business growth ambitions.

Image for Proven Tips to Fund Your New Product Line Launch

30th March 2026

Proven Tips to Fund Your New Product Line Launch

Discover how Victorian businesses can leverage commercial lending solutions to successfully introduce new products and expand operations with confidence.

Image for What to Know About Home Loan Serviceability Assessments

25th March 2026

What to Know About Home Loan Serviceability Assessments

Understanding how lenders assess your ability to repay a home loan and what you can do to improve your borrowing capacity.

Image for Understanding Government Grants and Schemes for First Home Buyers

23rd March 2026

Understanding Government Grants and Schemes for First Home Buyers

Discover the various government grants, schemes, and concessions available to help Glen Waverley residents achieve their dream of buying your first home.

Image for What are Fixed Rate Investment Loan Features?

18th March 2026

What are Fixed Rate Investment Loan Features?

Discover how fixed rate investment loans can support your property investment strategy and help protect your cash flow in Ferntree Gully.

Image for Business Loans and Purchasing a Manufacturing Facility

16th March 2026

Business Loans and Purchasing a Manufacturing Facility

Discover how Victorian business owners can secure the right financing to purchase a manufacturing facility and support business expansion.

Image for Understanding the Basics of Commercial Loan Terms

11th March 2026

Understanding the Basics of Commercial Loan Terms

A comprehensive guide to commercial loan terminology and structures for Scoresby business owners and property investors seeking commercial finance solutions.

Image for Proven Tips to Finance Medical Equipment for Your Practice

9th March 2026

Proven Tips to Finance Medical Equipment for Your Practice

Discover how equipment finance solutions help Camberwell medical practices purchase essential equipment while maintaining healthy cashflow and accessing tax benefits.

Image for Why Should You Compare Equipment Finance Options?

4th March 2026

Why Should You Compare Equipment Finance Options?

Understanding how different commercial equipment finance solutions work helps Ringwood businesses make informed decisions about upgrading technology and purchasing essential equipment.

Image for The Smart Way to Manage Business Loan Risks

4th March 2026

The Smart Way to Manage Business Loan Risks

Expert strategies to protect your Glen Waverley business when securing commercial lending and managing debt obligations effectively.

Image for Guide to Investment Market Research for Property Investors

25th February 2026

Guide to Investment Market Research for Property Investors

Understanding investment market research is essential for Scoresby residents looking to build wealth through property and maximise their investment returns.

Image for Top Strategies to Finance Your Home Renovation

23rd February 2026

Top Strategies to Finance Your Home Renovation

Discover how the right home loan products can help Ferntree Gully homeowners transform their properties and build equity through strategic renovations.

Image for Understanding the Basics of Purchasing Vacant Land

19th February 2026

Understanding the Basics of Purchasing Vacant Land

A comprehensive guide to home loan options and financing strategies for buying vacant land in Camberwell and surrounding areas.

Image for Asset Finance for Kitchen Equipment: What You Need to Know

16th February 2026

Asset Finance for Kitchen Equipment: What You Need to Know

Discover how commercial equipment finance can help your Glen Waverley hospitality business acquire essential kitchen equipment while preserving working capital.

Image for Construction Loan Structures: Options and Considerations

12th February 2026

Construction Loan Structures: Options and Considerations

Understanding how construction loan structures work and which approach suits your building project across Victoria and Australia.

Image for Home Loan Interest Rates: The Pros and Cons Explained

9th February 2026

Home Loan Interest Rates: The Pros and Cons Explained

Understanding how different interest rate options impact your home loan can help Victorian homeowners make informed decisions about their financial future.

Image for Understanding the Basics of Purchasing a Home with Outdoor Space

4th February 2026

Understanding the Basics of Purchasing a Home with Outdoor Space

Discover how to finance your dream property with a garden, yard or backyard through the right home loan options available in Victoria.

Image for Investment Loan Options & Common Mistakes to Avoid

2nd February 2026

Investment Loan Options & Common Mistakes to Avoid

Discover key investment loan features, benefits, and how to avoid costly mistakes when purchasing your investment property.

Image for The easiest way to secure a new car loan in Scoresby

29th January 2026

The easiest way to secure a new car loan in Scoresby

Discover how Trusti Lending can help Scoresby residents access car loan options from banks and lenders across Australia.

Image for When to Consider Equipment Finance for Mining Equipment

26th January 2026

When to Consider Equipment Finance for Mining Equipment

Discover how mining businesses in Camberwell can access specialised equipment finance solutions for excavators, dozers and more.

Image for 10 Ways Business Loans Help Buy Your Retail Shopfront

21st January 2026

10 Ways Business Loans Help Buy Your Retail Shopfront

Discover how business loans can help Scoresby entrepreneurs secure their ideal retail space and grow their ventures.

Image for Smart ways to switch from fixed to variable rate loans

19th January 2026

Smart ways to switch from fixed to variable rate loans

Discover how refinancing from a fixed to variable rate can unlock opportunities for Victorian homeowners

Image for Fixed vs Variable vs Split Investment Loans: What to Choose

15th January 2026

Fixed vs Variable vs Split Investment Loans: What to Choose

Understanding the differences between fixed, variable, and split investment loan options for Victorian property investors

Image for What You Need to Know About Investment Loans for Success

13th January 2026

What You Need to Know About Investment Loans for Success

Understanding investment loan options and property investment strategies to build wealth through Victorian real estate

Image for The Ins and Outs of Home Loans for Townhouses

8th January 2026

The Ins and Outs of Home Loans for Townhouses

Understanding home loan options, requirements and processes when purchasing a townhouse in Victoria's property market

Image for Understanding Fixed Rate Loans at Different Life Stages

6th January 2026

Understanding Fixed Rate Loans at Different Life Stages

Discover how fixed rate home loans can benefit first home buyers in Ferntree Gully across various life stages

Image for Top Strategies to Prepare for Your First Property Purchase

1st January 2026

Top Strategies to Prepare for Your First Property Purchase

Essential preparation steps for Scoresby first home buyers to secure the right home loan and property

Image for Top 10 Ways to Unlock Stamp Duty Concessions & Home Loan Benefits

30th December 2025

Top 10 Ways to Unlock Stamp Duty Concessions & Home Loan Benefits

Discover how Victorian home buyers can reduce stamp duty costs while securing optimal home loan terms and conditions.

Image for Proven Tips to Understand Variable Rate Investment Loan Costs

25th December 2025

Proven Tips to Understand Variable Rate Investment Loan Costs

Comprehensive guide to variable rate investment loan fees and costs for Glen Waverley property investors

Image for Smart ways to purchase your first car with Car Finance

23rd December 2025

Smart ways to purchase your first car with Car Finance

Discover how Scoresby residents can access Car Loan options from banks and lenders across Australia for their first vehicle purchase.

Image for A Guide to Asset Finance Compliance for Ringwood Businesses

18th December 2025

A Guide to Asset Finance Compliance for Ringwood Businesses

Understanding compliance requirements and regulations when securing asset finance for your Ringwood business operations.

Image for How to Access Construction Loan Features in Camberwell

15th December 2025

How to Access Construction Loan Features in Camberwell

Understanding progressive drawdowns, interest options, and key features for your building project in Melbourne's east

Image for Proven tips to secure home loans for terrace house purchases

11th December 2025

Proven tips to secure home loans for terrace house purchases

Essential insights for Victorian residents looking to finance their dream terrace house through strategic mortgage planning

Image for Smart ways to finance restaurant kitchen equipment

9th December 2025

Smart ways to finance restaurant kitchen equipment

Discover equipment finance solutions that help Scoresby restaurant owners acquire commercial kitchen equipment without draining cash reserves.

Image for First Home Buyers Guide and Home Guarantee Scheme Benefits

4th December 2025

First Home Buyers Guide and Home Guarantee Scheme Benefits

Discover how Victoria's first home buyers can leverage the Home Guarantee Scheme for property ownership success.

Image for Top 10 Steps for Construction Loans on Knockdown Rebuilds

1st December 2025

Top 10 Steps for Construction Loans on Knockdown Rebuilds

Complete guide to financing your knockdown rebuild project in Victoria with construction loan solutions

Image for Everything You Need to Know About Car Loan Eligibility

1st December 2025

Everything You Need to Know About Car Loan Eligibility

Understanding car loan eligibility criteria helps Victorian residents secure the right vehicle finance for their needs.

Image for Guide to Asset Finance for Vehicle Purchases in Victoria

1st December 2025

Guide to Asset Finance for Vehicle Purchases in Victoria

Discover how Victorian businesses can secure funding for work vehicles, trucks, and specialised equipment through Asset Finance solutions.

Image for Unlock the Secrets to Asset Finance for Purchase Trailers

1st December 2025

Unlock the Secrets to Asset Finance for Purchase Trailers

Discover how Scoresby businesses can secure trailer financing through specialised asset finance solutions and loan options.

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TRU CAPITAL PTY LTD ABN: 82 692 081 155. Credit Representative #558355 is authorised under Australian Credit Licence #486112

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.